.avf-mvp-ratgeber-hero,.avf-mvp-ratgeber-topics,.avf-mvp-cta{--avf-mvp-primary:var(--avf-primary,#2557d6);--avf-mvp-accent:var(--avf-accent,#6c3aed);--avf-mvp-text:var(--avf-text,#0f172a);--avf-mvp-muted:var(--avf-muted,#64748b);--avf-mvp-border:var(--avf-border,#e2e8f0);box-sizing:border-box;color:var(--avf-mvp-text)}.avf-mvp-ratgeber-hero *,.avf-mvp-ratgeber-topics *,.avf-mvp-cta *{box-sizing:border-box}.avf-mvp-eyebrow{display:inline-block;margin:0 0 12px;color:var(--avf-mvp-primary);font-size:12px;font-weight:800;line-height:1.2;letter-spacing:.11em;text-transform:uppercase}.avf-mvp-ratgeber-hero{position:relative;overflow:hidden;padding:56px 48px;margin:0 0 34px;border:1px solid var(--avf-mvp-border);border-radius:24px;background:radial-gradient(circle at 86% 22%,rgba(108,58,237,.13),transparent 30%),linear-gradient(135deg,#fbfcff 0%,#f6f7ff 54%,#f2efff 100%)}.avf-mvp-ratgeber-hero h1{max-width:760px;margin:0 0 18px;font-size:clamp(38px,4.8vw,56px);line-height:1.05;letter-spacing:-.043em}.avf-mvp-ratgeber-hero p{max-width:790px;margin:0;color:var(--avf-mvp-muted);font-size:18px;line-height:1.65}.avf-mvp-ratgeber-topics{padding:26px 0 18px}.avf-mvp-section-heading{max-width:760px;margin:0 auto 28px;text-align:center}.avf-mvp-section-heading h2{margin:0 0 12px;font-size:clamp(27px,3.2vw,36px);line-height:1.15}.avf-mvp-section-heading p{margin:0;color:var(--avf-mvp-muted);line-height:1.6}.avf-mvp-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.avf-mvp-topic-card{padding:28px;border:1px solid var(--avf-mvp-border);border-radius:16px;background:#fff;box-shadow:0 6px 22px rgba(20,36,70,.055)}.avf-mvp-topic-icon,.avf-mvp-cta-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;color:var(--avf-mvp-accent);background:linear-gradient(135deg,rgba(37,87,214,.09),rgba(108,58,237,.13))}.avf-mvp-topic-icon{margin-bottom:20px}.avf-mvp-topic-icon svg,.avf-mvp-cta-icon svg,.avf-mvp-cta-arrow svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.avf-mvp-topic-card h3{margin:0 0 10px;font-size:21px;line-height:1.25}.avf-mvp-topic-card p{margin:0;color:var(--avf-mvp-muted);font-size:15px;line-height:1.62}.avf-mvp-cta{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:22px;margin:42px 0;padding:28px 32px;border:1px solid #e5e0f5;border-radius:16px}.avf-mvp-cta--lavender{background:#f6f3ff}.avf-mvp-cta--white{background:#fff;border-color:var(--avf-mvp-border)}.avf-mvp-cta-icon{width:50px;height:50px;border-radius:50%;background:#ede9fe}.avf-mvp-cta-copy .avf-mvp-eyebrow{margin-bottom:6px}.avf-mvp-cta-copy h2{margin:0 0 7px;font-size:clamp(23px,2.4vw,30px);line-height:1.15}.avf-mvp-cta-copy p{max-width:720px;margin:0;color:var(--avf-mvp-muted);font-size:15px;line-height:1.55}.avf-mvp-cta-button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:12px 18px;border-radius:11px;background:#2d5bdb;color:#fff!important;font-size:14px;font-weight:750;text-decoration:none!important;white-space:nowrap;box-shadow:0 7px 18px rgba(45,91,219,.18);transition:.16s ease}.avf-mvp-cta-button:hover{background:#2349b8;transform:translateY(-1px)}.avf-mvp-cta-arrow{display:inline-grid}.avf-mvp-cta-arrow svg{width:18px;height:18px}@media(max-width:900px){.avf-mvp-topic-grid{grid-template-columns:1fr}.avf-mvp-cta{grid-template-columns:auto 1fr}.avf-mvp-cta-button{grid-column:1/-1;width:100%}}.avf-mvp-info-source{display:flex;flex-wrap:wrap;gap:4px;margin-top:12px;padding-top:10px;border-top:1px solid color-mix(in srgb,var(--avf-mvp-info-border) 82%,transparent);color:var(--avf-mvp-muted,#64748b);font-size:13px;line-height:1.45}.avf-mvp-info-source-label{font-weight:700;color:var(--avf-mvp-text,#0f172a)}.avf-mvp-info-source a{color:var(--avf-mvp-info-accent);text-decoration:none;font-weight:650}.avf-mvp-info-source a:hover{text-decoration:underline}@media(max-width:620px){.avf-mvp-ratgeber-hero{padding:34px 22px;border-radius:18px}.avf-mvp-ratgeber-hero p{font-size:16px}.avf-mvp-section-heading{text-align:left}.avf-mvp-cta{grid-template-columns:1fr;padding:24px 22px;gap:15px}.avf-mvp-cta-icon{width:48px;height:48px}}@media(prefers-reduced-motion:reduce){.avf-mvp-cta-button{transition:none}}.avf-mvp-info{--avf-mvp-info-accent:#7c3aed;--avf-mvp-info-bg:#f6f3ff;--avf-mvp-info-border:#e5e0f5;display:grid;grid-template-columns:auto minmax(0,1fr);gap:16px;align-items:flex-start;margin:30px 0;padding:22px 24px;border:1px solid var(--avf-mvp-info-border);border-left:4px solid var(--avf-mvp-info-accent);border-radius:12px;background:var(--avf-mvp-info-bg);color:var(--avf-mvp-text,#0f172a);box-sizing:border-box}.avf-mvp-info *{box-sizing:border-box}.avf-mvp-info-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;color:var(--avf-mvp-info-accent);background:rgba(124,58,237,.09)}.avf-mvp-info-icon svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.avf-mvp-info-title{display:block;margin:1px 0 6px;color:var(--avf-mvp-text,#0f172a);font-size:18px;line-height:1.35}.avf-mvp-info-copy p{margin:0;color:var(--avf-mvp-muted,#64748b);font-size:16px;line-height:1.6}.avf-mvp-info--tip{--avf-mvp-info-accent:#2563eb;--avf-mvp-info-bg:#f3f7ff;--avf-mvp-info-border:#dce7fb}.avf-mvp-info--warning{--avf-mvp-info-accent:#b7791f;--avf-mvp-info-bg:#fff9eb;--avf-mvp-info-border:#f3e2b5}.avf-mvp-info--legal{--avf-mvp-info-accent:#475569;--avf-mvp-info-bg:#f8fafc;--avf-mvp-info-border:#e2e8f0}.avf-mvp-info--tip .avf-mvp-info-icon{background:rgba(37,99,235,.09)}.avf-mvp-info--warning .avf-mvp-info-icon{background:rgba(183,121,31,.1)}.avf-mvp-info--legal .avf-mvp-info-icon{background:rgba(71,85,105,.09)}@media(max-width:620px){.avf-mvp-info{grid-template-columns:1fr;padding:20px;margin:26px 0}.avf-mvp-info-icon{width:38px;height:38px}}.avf-mvp-related{--avf-mvp-related-accent:var(--avf-accent,#6c3aed);--avf-mvp-related-text:var(--avf-text,#0f172a);--avf-mvp-related-border:#e5e0f5;margin:28px 0;border:1px solid var(--avf-mvp-related-border);border-radius:12px;background:#f8f7ff;overflow:hidden}.avf-mvp-related-link{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:76px;padding:16px 20px;color:var(--avf-mvp-related-text)!important;text-decoration:none!important;transition:background-color .16s ease,border-color .16s ease}.avf-mvp-related-copy{display:flex;min-width:0;flex-direction:column;gap:4px}.avf-mvp-related-label{color:var(--avf-mvp-related-accent);font-size:11px;font-weight:800;line-height:1.2;letter-spacing:.08em;text-transform:uppercase}.avf-mvp-related-title{color:var(--avf-mvp-related-text);font-size:17px;font-weight:700;line-height:1.4}.avf-mvp-related-arrow{display:grid;place-items:center;flex:0 0 38px;width:38px;height:38px;border-radius:50%;color:var(--avf-mvp-related-accent);background:#ede9fe}.avf-mvp-related-arrow svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}@media(hover:hover){.avf-mvp-related-link:hover{background:#f3f0ff}.avf-mvp-related-link:hover .avf-mvp-related-title{color:var(--avf-mvp-related-accent)}}.avf-mvp-related-link:focus-visible{outline:3px solid rgba(108,58,237,.22);outline-offset:-3px}@media(max-width:620px){.avf-mvp-related{margin:24px 0}.avf-mvp-related-link{padding:15px 16px;gap:12px}.avf-mvp-related-title{font-size:16px}.avf-mvp-related-arrow{width:34px;height:34px;flex-basis:34px}}@media(prefers-reduced-motion:reduce){.avf-mvp-related-link{transition:none}}.avf-mvp-checklist{--avf-mvp-cl-text:var(--avf-text,#14213d);--avf-mvp-cl-muted:var(--avf-muted,#5f6b7a);--avf-mvp-cl-border:#e5eaf1;margin:32px 0;padding:28px;border:1px solid #ddd5fa;border-radius:16px;background:#f7f9fc;color:var(--avf-mvp-cl-text);box-sizing:border-box}.avf-mvp-checklist *{box-sizing:border-box}.avf-mvp-checklist-head{max-width:820px;margin:0 0 22px}.avf-mvp-checklist-head h3{margin:0 0 8px;font-size:clamp(22px,2.4vw,29px);line-height:1.2;letter-spacing:-.025em;color:var(--avf-mvp-cl-text)}.avf-mvp-checklist-head p{margin:0;color:var(--avf-mvp-cl-muted);font-size:15px;line-height:1.6}.avf-mvp-checklist-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.avf-mvp-checklist-item{--avf-mvp-cl-accent:#6d4aff;--avf-mvp-cl-icon-bg:#f4f1ff;display:grid;grid-template-columns:auto minmax(0,1fr);gap:14px;align-items:flex-start;min-width:0;padding:15px 18px;border:1px solid var(--avf-mvp-cl-border);border-radius:13px;background:#fff}.avf-mvp-checklist-item--2{--avf-mvp-cl-accent:#2d5bdb;--avf-mvp-cl-icon-bg:#eef3ff}.avf-mvp-checklist-item--3{--avf-mvp-cl-accent:#18a7a0;--avf-mvp-cl-icon-bg:#eaf9f7}.avf-mvp-checklist-item--4{--avf-mvp-cl-accent:#d98a0b;--avf-mvp-cl-icon-bg:#fff6e5}.avf-mvp-checklist-item--wide{grid-column:1/-1}.avf-mvp-checklist-icon{display:grid;place-items:center;width:42px;height:42px;flex:0 0 42px;border-radius:12px;color:var(--avf-mvp-cl-accent);background:var(--avf-mvp-cl-icon-bg)}.avf-mvp-checklist-icon svg,.avf-mvp-checklist-tip-icon svg{width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.avf-mvp-checklist-copy{min-width:0}.avf-mvp-checklist-copy strong{display:block;margin:1px 0 5px;color:var(--avf-mvp-cl-text);font-size:16px;line-height:1.3}.avf-mvp-checklist-copy p{margin:0;color:var(--avf-mvp-cl-muted);font-size:14px;line-height:1.55}.avf-mvp-checklist-tip{display:flex;align-items:flex-start;gap:11px;margin-top:16px;padding:14px 16px;border-radius:12px;background:#f4f1ff;color:#5f4bc4}.avf-mvp-checklist-tip-icon{display:grid;place-items:center;flex:0 0 26px;width:26px;height:26px}.avf-mvp-checklist-tip p{margin:1px 0 0;color:#514a68;font-size:14px;line-height:1.55}.avf-mvp-checklist-tip strong{color:#4735a8}@media(max-width:700px){.avf-mvp-checklist{padding:20px;margin:26px 0;border-radius:14px}.avf-mvp-checklist-grid{grid-template-columns:1fr}.avf-mvp-checklist-item--wide{grid-column:auto}.avf-mvp-checklist-item{padding:14px 16px}}.avf-mvp-cards{--avf-mvp-cards-text:var(--avf-text,#14213d);--avf-mvp-cards-muted:var(--avf-muted,#5f6b7a);margin:32px 0;color:var(--avf-mvp-cards-text)}.avf-mvp-cards *{box-sizing:border-box}.avf-mvp-cards-head{max-width:820px;margin:0 0 20px}.avf-mvp-cards-head h3{margin:0 0 7px;font-size:clamp(22px,2.35vw,29px);line-height:1.2;letter-spacing:-.025em;color:var(--avf-mvp-cards-text)}.avf-mvp-cards-head p{margin:0;color:var(--avf-mvp-cards-muted);font-size:15px;line-height:1.6}.avf-mvp-cards-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.avf-mvp-cards--cols-2 .avf-mvp-cards-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.avf-mvp-cards--cols-3 .avf-mvp-cards-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.avf-mvp-card{--avf-mvp-card-accent:#6d4aff;--avf-mvp-card-bg:#fff;--avf-mvp-card-icon-bg:#f4f1ff;position:relative;min-width:0;overflow:hidden;padding:18px 18px 19px;border:1px solid #e5eaf1;border-radius:14px;background:var(--avf-mvp-card-bg)}.avf-mvp-card-topline{position:absolute;inset:0 0 auto;height:5px;background:var(--avf-mvp-card-accent)}.avf-mvp-card-icon{display:grid;place-items:center;width:42px;height:42px;margin:5px 0 16px;border-radius:12px;color:var(--avf-mvp-card-accent);background:var(--avf-mvp-card-icon-bg)}.avf-mvp-card-icon svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.avf-mvp-card-kicker{display:block;margin:0 0 4px;color:var(--avf-mvp-card-accent);font-size:11px;font-weight:800;letter-spacing:.075em;text-transform:uppercase}.avf-mvp-card-title{display:block;margin:0 0 7px;color:var(--avf-mvp-cards-text);font-size:18px;line-height:1.25}.avf-mvp-card p{margin:0;color:var(--avf-mvp-cards-muted);font-size:14px;line-height:1.5}.avf-mvp-card--rose{--avf-mvp-card-accent:#c96b91;--avf-mvp-card-bg:#fff8fb;--avf-mvp-card-icon-bg:#fceaf2}.avf-mvp-card--gold{--avf-mvp-card-accent:#b8892f;--avf-mvp-card-bg:#fffcf4;--avf-mvp-card-icon-bg:#f8f0dc}.avf-mvp-card--blue{--avf-mvp-card-accent:#2d5bdb;--avf-mvp-card-bg:#f8faff;--avf-mvp-card-icon-bg:#eef3ff}.avf-mvp-card--white{--avf-mvp-card-accent:#7a8493;--avf-mvp-card-bg:#fff;--avf-mvp-card-icon-bg:#f3f5f7}.avf-mvp-card--purple{--avf-mvp-card-accent:#6d4aff;--avf-mvp-card-bg:#fbf9ff;--avf-mvp-card-icon-bg:#f4f1ff}.avf-mvp-card--teal{--avf-mvp-card-accent:#18a7a0;--avf-mvp-card-bg:#f6fcfb;--avf-mvp-card-icon-bg:#eaf9f7}.avf-mvp-card--amber{--avf-mvp-card-accent:#d98a0b;--avf-mvp-card-bg:#fffbf3;--avf-mvp-card-icon-bg:#fff6e5}.avf-mvp-card--neutral{--avf-mvp-card-accent:#64748b;--avf-mvp-card-bg:#fafbfc;--avf-mvp-card-icon-bg:#f1f5f9}@media(max-width:900px){.avf-mvp-cards-grid,.avf-mvp-cards--cols-3 .avf-mvp-cards-grid,.avf-mvp-cards--cols-4 .avf-mvp-cards-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:480px){.avf-mvp-cards-grid,.avf-mvp-cards--cols-2 .avf-mvp-cards-grid,.avf-mvp-cards--cols-3 .avf-mvp-cards-grid,.avf-mvp-cards--cols-4 .avf-mvp-cards-grid{grid-template-columns:1fr}.avf-mvp-card{padding:17px}}